Insurance Coverage for Naples, Florida
Naples properties face significant wind and flood exposure, especially west of US-41 and in barrier island communities like Marco Island. Post-Hurricane Ian, the insurance market on the Gulf Coast has tightened considerably. We work with multiple carriers to find competitive options even in challenging zip codes, and we make sure your wind mitigation and flood zone details are accurate.
At Sentinel Insurance, we serve Naples residents from our Fort Lauderdale headquarters. We write policies statewide and have clients throughout Collier County. You get the same personal service and same-day response times as our local Broward County clients.
Coverage We Offer in Naples
Auto Insurance
Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.
Homeowners Insurance
Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.
Condo Insurance (HO-6)
Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.
Flood Insurance
NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.
Umbrella Insurance
$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.
Renters Insurance
Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.
Boat Insurance
Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.
Business Insurance
General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Naples businesses.
Gulf Coast Storm Protection
After Hurricane Ian devastated parts of Southwest Florida, many Naples homeowners discovered gaps in their coverage. Flood insurance is separate from your homeowners policy, and standard policies have hurricane deductibles that can be 2-5% of your dwelling value. We review every policy to make sure there are no surprises when you need to file a claim.
Areas We Serve in Naples
We provide insurance coverage throughout Naples and Collier County, including Pelican Bay, Park Shore, Grey Oaks, Pelican Marsh, Lely Resort, Marco Island, Bonita Springs, and all surrounding communities.
Why Naples Residents Choose Sentinel Insurance
We're not a national call center. We're a local Fort Lauderdale agency that specializes in Broward County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Coral Springs, and will take the time to explain your options clearly.
We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're a full-time Naples resident or a seasonal homeowner, we'll make sure your coverage protects your property year-round.