Insurance Coverage for Pembroke Pines, Florida
Pembroke Pines has a wide range of housing stock, from 1980s-era homes to brand-new construction. That variety means insurance premiums can differ dramatically from one neighborhood to the next. Roof age, construction type, and proximity to the Everglades conservation area all play a role in your rate. We compare multiple carriers to find the best fit.
At Sentinel Insurance, we serve Pembroke Pines residents from our Fort Lauderdale office. We're close enough to know the market, and responsive enough to get you a quote the same day you reach out.
Coverage We Offer in Pembroke Pines
Auto Insurance
Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.
Homeowners Insurance
Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.
Condo Insurance (HO-6)
Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.
Flood Insurance
NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.
Umbrella Insurance
$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.
Renters Insurance
Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.
Boat Insurance
Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.
Business Insurance
General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Pembroke Pines businesses.
Multi-Policy Discounts
Pembroke Pines families often have multiple vehicles and a home to protect. Bundling your auto, home, and umbrella policies together unlocks significant multi-policy discounts. If you have a teen driver in the house, ask us about good student discounts and the best way to structure your coverage.
Neighborhoods We Serve in Pembroke Pines
We provide insurance coverage throughout Pembroke Pines, including Chapel Trail, Silver Lakes, Towngate, Pembroke Falls, Grand Palms, Century Village, and all surrounding neighborhoods.
Why Pembroke Pines Residents Choose Sentinel Insurance
We're not a national call center. We're a local Fort Lauderdale agency that specializes in Broward County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Coral Springs, and will take the time to explain your options clearly.
We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're a longtime Pembroke Pines resident or just settling in, we'll make sure your coverage matches your situation.